Development and
Cooperation

Digital monthly 4/2022

Risks in daily life

Staff of agricultural insurer Pula update details of a farmer in Kenya, 2021.
Digitalisation

Marketing digital microinsurance

Increased use of mobile phones and mobile payment systems opens up unexpected possibilities for insuring disadvantaged people

Farmers need protection against climate risks: Harvesting rice in Bangladesh.
Finance

Inclusive insurance for everyone

In times of climate crisis and pandemic, low-income groups worldwide need better access to affordable insurance

A pastoralist stands among goats and sheep that presumably died of exposure to extreme weather in Kenya, 2022.
Informal sector

Social protection for everyone

Informal workers deserve to be shielded from shocks such as sickness and unemployment

More Articles

Drought in Chimanimani in eastern Zimbabwe: The region is severely affected by climate change.
World Risk Index 2021

Small island states and Africa are particularly vulnerable

African societies are the most vulnerable when disasters strike

Risk prevention: seed bank in the south Indian state of Karnataka.
World Risk Report 2021

Social protection for disaster preparedness

Aid organisations call for high-income countries to support developing countries in social protection

Wild polio has been eradicated – immunisation campaign in Nigerian camp for internally displaced people.
Health care

Covid-19 vaccine rollout: upsides and downsides in Africa

Sub-Saharan health-care systems tend to be weak, but vaccinations help to make people’s lives safer

Press conference in Brussels in late February: The president of the European Commission, Senegal and France: Ursula von der Leyen, Macky Sall and Emmanuel Macron.
Coronavirus

Unresolved vaccine issues

African mRNA vaccine production may yet face hurdles because of intellectual-property rights Webheadline: Coronavirus: unresolved vaccine issues

Hospital in Tanzania, 2021.
Social protection

Financing health systems for informal workers

Many informal workers cannot afford to pay cost-covering contributions, so cross-subsidisation is often needed

Poor infrastructure makes accidents more likely – overturned truck in Uganda in late 2020.
Road safety

High death risk on African roads

Why success regarding SDG target for road safety hinges on Africa

Construction worker in Nepal.
Our view

Why life is safer in high-income countries

Resilience depends more on strong institutions than on purchasing power

Firefighters at burning biscuit factory in August 2021.
Fatal fires

When building regulations are not followed

Government officials pay too little attention to fire hazards in Nepal

Balconies like this one in Frankfurt would look like an invitation to burglars in Rio de Janeiro.
Urban life

What expats say about crime in Europe and Brazil

Violent crime is a much bigger threat in Rio than in Hamburg or London

Swimming pool of a well-protected condominium complex in Sao Paulo.
Gated communities

In Rio, the price of a safe home is very high

For the privileged few, gated communities provide a refuge from violent crime in Brazil